Tokyo Online Security: Privacy fears as banks track mobile phones

Banks will track customers' movements via their mobile phones in a bid to tackle fraud. Barclays is introducing a system which allows it to check whether someone is in the same country as their debit or credit card so they know whether the payment is fraudulent or not. For example, if a suspicious transaction was made in the America, but data showed the customer's phone it was in the UK, the bank would realize something was amiss.

CRIB Board of Advisors

About CRIB

CRIB Pte Ltd is a Singapore-based social enterprise which aims to empower women to become successful entrepreneurs through networking, matchmaking and business incubation. As a social impact business, we endeavor to reinvest all returns towards CRIB operations, with a portion of finances channeled towards complementary social causes that benefit women entrepreneurs.

Minister Grace Fu

Minister,

Minister for Culture, Community and Youth

Ms Grace Fu graduated with a Bachelor of Accountancy (Honours) and later obtained a Masters of Business Administration from the National University of Singapore. She began her career in 1985 with the Overseas Union Bank and later with the Haw Par Group in the areas of corporate planning, financial controls and business development.

Ms Fu joined the PSA Corporation in 1995 and took on different responsibilities in finance and marketing. She held the position of Chief Executive Officer, PSA South EastAsia and Japan, where she was responsible for the business performance of PSA’s flagship terminals in Singapore, Thailand, Brunei and Japan, before she joined politics.

Ms Grace Fu graduated with a Bachelor of Accountancy (Honours) and later obtained a Masters of Business Administration from the National University of Singapore. She began her career in 1985 with the Overseas Union Bank and later with the Haw Par Group in the areas of corporate planning, financial controls and business development.

Ms Elim Chew, PBM

Founder & President,

77th Street (S) Pte Ltd

Kingdom Investment Consultant

Ms Elim Chew is the Founder and President of 77th Street, the leading youth and young adults streetwear fashion and accessories retailer in Singapore and Beijing. She also sits on over 20 boards and committees of public service, youth and community organizations such as *SCAPE, School of The Arts, and Action Community for Entrepreneurship.

Ms Chew is humbled to be recognized with awards such as the Most Promising Woman Entrepreneur in 2001, Montblanc Businesswoman of the Year 2002, Young Woman Achiever 2003, Singapore Promising Brand Award 2004, Forbes Asia Hero of Philanthropy, Responsible Leadership Award and Community Engagement Award in 2010, Outstanding Young Singaporean Award – Commendation, and the Singapore Public Service Medal (PBM) in 2011.

Ms Claire Chiang, BBM

Senior Vice President,

Banyan Tree Holdings Limited

Ms Claire Chiang co-founded the Banyan Tree Hotels and Resorts and pioneered the group’s retail business in 1996, which has since grown to over 60 outlets worldwide. She currently serves as the Chairperson for China Business Development, Advisor on Human Capital Development, and the Chairperson of Banyan Tree Global Foundation, the sustainability arm of Banyan Tree Holdings.

Ms Chiang jointly received the 2009 Hospitality Lifetime Achievement Award at the China Hotel Investment Summit, honouring a lifetime of extraordinary leadership, accomplishments and contributions to the hospitality industry.

Ms Jennie Chua, PJG

Ms Jenny Chua is a Board Director of GuocoLand Limited, GuocoLeisure Limited and Far East Orchard Limited, as well as ISS A/S, a company listed on NASDAQ OMX Copenhagen. She is the Chairman of Alexandra Health System and Singapore Film Commission, the Deputy Chairman of Temasek Foundation, Member of CapitaLand Hope Foundation Board and Singapore’s Pro-Enterprise Panel. She is also a Board Director of Ministry of Health Holdings and sits on MOH Holdings Healthcare Infrastructure and Planning Committee.

Ms Chua is a Justice of the Peace and Singapore’s Non-Resident Ambassador to The United Mexican States. She holds a Bachelor of Science degree from the Cornell University School of Hotel Administration, and has been closely associated with the hospitality, tourism and property industry for over three decades, serving as Director of the Singapore Convention Bureau, General Manager and Chairman of Raffles Hotel and Raffles International, President and CEO of Raffles Holdings and The Ascott Group, and COO of CapitaLand Limited. She also previously chaired Community Chest, Singapore International Chamber of Commerce (the first and only woman to-date in its 177 years history), Sentosa Cove, and The Arts House.

Ms Laura Hwang, PBM

Ms Laura Hwang is the first Singaporean and woman to head an international financial company in Singapore, making her a role model for many younger women to enter the industry.  She has been recognised for her leadership in both the financial and community service sectors for her strong strategic, business and leadership abilities. Her 17-year banking career involved responsibilities such as Corporate Banking, Foreign Exchange, Asset Management and Private Banking in Singapore, Malaysia, Thailand, Indonesia and Australia. She was appointed to the boards of the Bank’s financial arms in Bangkok and Hong Kong.

Ms Hwang was the President of the Singapore Council of Women’s Organisations from 2010-2014, leading the Co-ordinating Council for 57 organisations with a combined outreach of over 700,000. She is also co-chair of BoardAgender and served as the Director of the ASEAN Confederation of Women’s Organisations till July 2014.

Dr Lily Neo, MBBChBAO

Member of Parliament,

Tanjong Pagar GRC

Dr Lily Neo, a medical practitioner, was first elected in 1997 as Member of Parliament for Kreta Ayer-Tanglin GRC and has been re-elected in the next three General Elections for Jalan Besar and Tanjong Pagar GRCs. She has served as Chairman of GPCs as well as Jalan Besar and Tanjong Pagar Town Councils.

Dr Neo, always mindful of the needs of her residents, reaches out and assists them through her regular house-visits and weekly “meet-the-people” sessions. She shows concern for the women, children, elderly and needy and has spoken out in Parliament on matters of government that affect their well-being. Of the many topics that included Adjournment and Private Member’s Motions she raised in Parliament, the most significant are those that pertain to concerns of women, welfare of the young and elderly, plight of the needy and the direction for our education and healthcare systems.

Dr Neo is a medical doctor who graduated from Dublin, Ireland. She still runs her own medical clinics. She is married to a doctor and they have a daughter and a son. Both her children are doctors with the Ministry of Health Holdings.

New Mothers Support Group Singapore: Meet Our Committee

MEET OUR COMMITTEE

Sasha Harrison

Co-Chair

Vanessa Contumelias

Co-Chair

Ashley Ragno

Membership Secretary

Kirsten Farrelly

Treasurer

Kiran Bawalli

Social Media Coordinator

Amy Fender

Website & Communications

Hannah Masford

Newsletter Editor

Sophie March

Socials coordinator

Khalisah Ward

Baby & Bump coordinator

Daisy Mehra

Socials coordinator

Sonia Divekar

Talks coordinator

Alexandra Hay

Socials coordinator

Pip Johnson

Socials coordinator

Ivy Esquero

Discounters coordinator

Laura Edge

Talks coordinator

Rachael Yates

Special Events coordinator

Emma Oddie

Baby & Bump East Coast coordinator

Eva Khoo

East Coast Socials coordinator

Tygane Lopes

Botanical Gardens Walk coordinator

Daphne Kemp

East Coast Walks coordinator

Carly Buckland

Socials coordinator

Louise Montefiore

Socials coordinator

Nicole O'Connor

Socials coordinator

Our committee is made up of busy mums living in Singapore.  They run our events and take care of all the background functions such as memberships and finance.  All committee positions are voluntary. 

About the NMSG

For new beginnings, support and lasting friendship, join the New Mothers' Support Group

Who We Are

Set up nearly 20 years ago, we are the original support group for new mums and mums new to Singapore.  We offer a chance to start friendships and build support through regular socials, walks, wellness groups, parties and seasonal events.  We also offer information on all aspects of parenting under 5s through talks and our newsletters, as well as discounts with local retailers - why not join us?

Harmony Chinese Takeaway Review: Delivering beautiful cuisine for many years

Based on recent reviews, many people consider Harmony Chinese Takeaway as a great place to order takeaway food if you are in Southbourne. You could expect freshly prepared, and piping hot delicious food with large sized portions.

It is inevitable for the takeaway restaurant to become busy at times and you have to wait a little longer for your food, but don’t worry because it’s all worth it in the end. You won’t have any major problems with their staff because each was accommodating and welcoming.

Several people have been eating at this place for many years now and most of them have no complaints about its food and service. The food was cooked within the right amount of time and was awesomely tasty. Harmony Chinese Takeaway was just like the best-kept secret in the town of Bournemouth.

Harmony Chinese Takeaway can entice people with their traditional Chinese takeaway and reasonably priced good food. Some travelers also admire the takeaway restaurant for its effort in delivering great cuisines. Each visit was never a disappointment for many people.

You will definitely experience a lovely meal with Harmony and you can’t help but visit the place again. Providing quality food requires so much hard work and the staff of the takeaway restaurant never fails to deliver that.

With all of those admirations about the takeaway restaurant, people see Harmony as a very good Chinese takeaway shop. Even if the staff is busy, they make sure to provide a quick service to their customers. Harmony provides great and plentiful food as well as reasonable prices all the time.

Some say you can order in advance or order on site. Old residents of Southbourne have also been ordering in this place for years and they never had a bad experience. Families could always enjoy the food of this lovely takeaway.

Harmony Chinese Takeaway is head and shoulders above the rest of takeaways in their town because it possesses great qualities – from its friendly staff to the generous big portions of their food.

Frank Owens, Ltd Home Building Industry

Frank Owens, Ltd. was founded in 1985 as a retained executive search firm, specializing in providing key personnel to the home building industry. The company's reputation as a pre-eminent search firm has resulted in expansion into the building products sector. Frank Owens, Ltd. is proud to contribute to both of these integrated sectors and looks forward to further growth in the near future.

By forging relationships early in his career, Frank was able to parlay those relationships into very rewarding friendships throughout the careers of many executives within the Home Building Industry. Today, those relationships continue to strengthen and perpetuate. Serving the leaders responsible for managing growth and risk of the homebuilding industry is at the core of Frank's business.

Frank is proud and privileged to continue to serve many of the same clients that started with him 20 years ago, who credit Frank Owens, Ltd. for placing strong, smart and loyal managers that have helped grow their business.

Specialties

Homebuilding Industry Recruiter, Home Building Permit Trends, Statistical, Cultural Fit

Website

www.frankowensltd.com

Industry

Real Estate

Type

Privately Held

Company Size

Myself Only

Founded

1985

A Beginner’s Quick and Simple Guide to Investing

Do you want to be successful in investing? Then you should know that you have to make smart choices in this field; and it is possible if you know yourself better.

“Knowing yourself is the beginning of all wisdom.” – Aristotle

You should be a person who invests money with little risk to capital in order to become a smart investor. As a beginner in investing, you need to learn how to make wise choices that can result in making wealth. If you’d like to make money from investing and become wealthy, you need to know yourself. This is due to the fact that you’re as good as the choices you make with your money -- it is the truth behind investing.

It’s not difficult to know yourself, financial blog does not require arduous steps in order to do so. For you to make smart choices in investing, you just need to find the answers to some essential questions.

To make smart decisions regarding your money, you must know your financial position and goals, and how much money you can afford to risk investing. The path to becoming successful in investing could be tough and the outcome will always depend on your decisions.

The very first question you need to answer is: “What is your financial position?” Let’s picture a scenario wherein you are a beginner in driving; and you want to drive from your city to another for the first time. It’s only natural to plan everything, right? It’s just similar when it comes to investing; you need to know your financial status before you begin investing in the market. You should be familiar with your assets, liabilities, and how much savings you have since they’re the indicators of your financial health and they can affect your investing plan.

Your net worth is the most important measure of your financial health; it is the difference between your total assets minus your total liabilities. You’ll have clarity about your financial status once you know your net worth. This will serve as your steering wheel as you drive to where you want to be in the future, since you can decide how much you want to be worth in the future. As a beginner in investing, make sure you have a clear answer to this simple yet effective question before you start investing money.

The second question you need to answer is: “What are your financial goals?” Identifying your net worth is just the first step, the next thing you need to do according to XXXX Blog is to make a choice about your future net worth. You can choose whether you want to maintain your current net worth or increase it. You need to set goals to make the best use of your money in order to move ahead in your investing. With this, you can achieve your dream of becoming wealthy. Most people consider a goal as a dream with a deadline. Setting goals can help you become wealthy in investing. There are also some guidelines for success with goal- setting, which include the following: your goals should be specific and measurable and you should be able to track them; your goals should be something you can accomplish and must be realistic; your goals should have a specific deadline. You shouldn’t set goals to become a millionaire in one year when you’re in debt and unemployed.

The last question you need to answer is, “What is your risk tolerance?” Investing money can become an emotional one for a lot of beginners in investing; so you need to know how much risk you can take. You should remember that there’ll be ups and downs in investing because some people only think about the upside of investing and never consider the prospect of losing all their money. A smart investor also looks at the downside risk to investing money. Make sure that you always think carefully, and in case you make the wrong assumptions, you should always have a plan to limit your losses. An entry and exit strategy is necessary before you invest your money to reduce your risk when investing.

If you’re wishing to invest in rental real estate, you should first study the area of a city. Similarly, you shouldn’t put all your money on one stock. You should set up an exit strategy for every stock you invest.

Knowing yourself includes embracing your limits and weaknesses, and refining your strengths. This also applies to investing because if you know your net worth, your goals, and how much risk you can take before you start investing, then you’re capable of becoming a smart investor.

International financial regulation commission hopes for your success in investing. Answering these three questions is not that hard, right? So, be confident and always dream big. We’re encouraging you to do further research and boost your knowledge about investing in order to be fully equipped in entering the battlefield, well, sort of.

“An investment in knowledge pays the best interest.” - Benjamin Franklin

Human Capital Alliance Inc, Thailand, Singapore: Are Power Posers Better Leaders?

Human Capital Alliance senior advisor K I Woo looks at leadership.

A recent Stanford University study concluded that publicly-perceived leadership-qualities such as authority, power and emotional intelligence don’t actually correlate with what companies require from their leaders.

Sarah Cliffe’s Harvard Business Review’s article “Leadership Qualities vs. Competence” based on the study said competence and deep knowledge of what needs to be done is a more important success factor.

The paper also looks at when power differences contribute to team success and when they damage it.

Power poses

Many of today’s leaders use power poses that help them appear to be someone of authority.

The poses often based on extensive research have great value, but they may at the same time lead us to ignore and cast-aside the importance of selecting competent individuals as leaders.

The researchers said a Cornell University study showed that in many cases, the least competent but most overconfident people often ended up in charge.

What does competence mean?

Competence is described by the researchers as deep knowledge of the technical work being done.

With this deep knowledge, competent leaders are more enable to help their teams seek out new ideas and better solutions.

Three team-types studied

In the Stanford study, three different team types were asked to search collaboratively for the best solution to a complex problem.

The first group was led by leaders who knew most about the task. In this case influence was aligned with competence and these groups performed best.

A second group of teams shared power and were relatively non-hierarchical. This group did not perform as well as the first, but they did outperform the third group that included hierarchical teams with randomly chosen leaders.

“We replicated these findings in the field, by the way. We studied 49 teams at a publicly held Dutch company; the teams were auditing finances in search of tax evasion and fraud. If the team leader didn’t have a deep, technical understanding of tax fraud, he or she led the team badly astray.”

Study takeaways

Companies and organizations must pay closer attention to how they we choose leaders.

In particular, they must not be overly influenced by political connections or persuasiveness or the appearance of authority.

“Some of those things can be useful, but competence comes first. It’s essential to use objective measures of performance in hiring and promotion.”

Secondly, we must be careful of formal hierarchy’s dangers.

Important decisions, the researchers said require the best possible information. Leaders must be able to value the expertise of other team members and share power when they’re not best-suited to make a decision.

Thirdly, it’s critically important to know where knowledge in the company currently resides. Many fast-growing companies often lose track and are unable to appropriately address the issue.

“Every couple of months, a team should take stock of what challenges are most pressing, and who has deep knowledge that’s relevant to those challenges.

Consultants

Consulting companies often face the same leadership dilemma when selecting project leaders.

Cliffe said in many consulting engagements, the person who brought in the client isn’t necessarily the most knowledgeable about the work to be done,

“Leadership roles are better assigned once you understand who knows what, and they may need to shift in the course of the project as new issues arise.”

When do self-managed teams, or “holocracies,” work best?

The researchers indicated that self-managed teams or “holocracies” work best if power can’t be aligned with the right set of competencies.

In those situations, an egalitarian team may be a good idea, they said.